Loan Limit

The maximum amount shall not be higher than 80% of the total time deposits/paid–in share capital with an interest rate of 10% per annum. The amortization period shall depend upon the capacity to pay of the borrower.

Application Forms

Initial Requirements

  • Certification of net take home pay
  • Certification of leave credits of at least 30 days and 60 days for those availing more than P100,00.00
  • Signature of spouse
  • Collateral/Submit origjnal copy of title
  • Deed of conveyance/ Deed of undertaking

Additional Requirements

  • Certificate of time deposit
  • Certificate of share capital (original)